First Time Buyers

It’s often the case that people will opt to postpone home ownership until the best rates are available or it’s a more stable investment, but in an ever-shifting market it may not be the best decision to put such a sizeable investment off. If you’re wondering whether or not you should put off investing in a home, here are some reasons you may want to start putting your time into searching for a home.

kcallender | Nov 21, 2017

3 Common Mistakes That First-time Mortgage Borrowers Make and How to Easily Avoid Them

Deciding to purchase a home will be one of the biggest investment decisions you’ll make in your life, but it can be confusing for the first-time home buyer to know all the ins and outs of buying a home. If you’re wondering what things first-time buyers often forget about before purchasing a home, here are three important things that you’ll want to keep in mind.

kcallender | Nov 15, 2017

These two terms are often confused or incorrectly used, but in reality they couldn’t be more different. You may even find some real estate agents and loan officers use the terms wrong, so don’t worry, you’re not alone. So what is a Pre-Qualification and a Pre-Approval anyway? Here’s what you need to know.

kcallender | Nov 11, 2017

Mortgage Credit Scores Are Falling.

Your credit score has a lot to do with whether or not your mortgage will be approved but you might not be aware that in recent years, the credit score that is required in order to get a mortgage has actually fallen.

kcallender | Nov 6, 2017

Buying a Home? 3 Reasons Why You’ll Want to Work with a Professional Mortgage Advisor

If you’re planning to buy a home in the near future, you’re probably already looking at mortgages available through your bank and other lenders. But before you choose a mortgage and sign on for a loan worth hundreds of thousands of dollars, you’ll want to carefully consider whether you’re truly better off with the DIY approach or whether a mortgage advisor might be able to help you. Mortgage advisors are trusted professionals who work with private clients to get the best terms and rates availa

kcallender | Nov 2, 2017