If you’re planning to remodel or renovate your home in the near future – whether to provide a better living environment or as part of a house flip – you’ll need to find a way to pay for your home improvements. There are several different possible sources of renovation money, each with their own advantages and disadvantages. One option that is gaining popularity is mortgage refinancing.

kcallender | Nov 9, 2017

Mythbusting: is Winter a Bad Time to Buy a Home? No – and Here's Why

The cooler months of winter often seem like the best time to hibernate into your house and wait for spring to appear, but it can actually be a prime opportunity to start looking for a new home. If you’re not interested in waiting until next season, here are a few reasons you may want to get started on your home search a little earlier than expected.

kcallender | Nov 8, 2017

Most people tend to think of a mortgage loan as a necessary evil, an expense that has to be managed. But under the right circumstances, your mortgage can become a smart investment – something that makes you money instead of costing you money. With a little bit of ingenuity and a lot of hard work, you can turn your mortgage into a money-making investment that will pay dividends for years to come.

kcallender | Nov 7, 2017

Mortgage Credit Scores Are Falling.

Your credit score has a lot to do with whether or not your mortgage will be approved but you might not be aware that in recent years, the credit score that is required in order to get a mortgage has actually fallen.

kcallender | Nov 6, 2017